A ballpark figure in seconds — enter your bike's details and watch the breakup update live.
This is an indicative estimate for guidance only, not a quote. Actual premium is set by the insurer at policy issuance.
Calculated as a percentage of your IDV, adjusted down each year for depreciation. Bigger engines carry a higher OD rate.
A fixed slab set by engine capacity, mandatory under the Motor Vehicles Act regardless of your bike's value.
Goods & Services Tax of 18% is applied on the total premium — this is standard across all insurers, not a BikeLelo fee.