Pick up to three insurers below and see premium, coverage and add-ons laid out like a spec sheet.
Figures shown are indicative starting premiums for a standard 150cc motorcycle, third-party + own damage cover, no prior claims. Actual premium depends on your bike's cc, age, city and IDV — use the premium calculator for a personalised estimate.
TP is mandatory by law and covers damage to others. OD covers your own bike and is priced against its Insured Declared Value (IDV) — a higher IDV means higher OD premium but better payout on total loss.
Without it, insurers deduct depreciation on plastic and metal parts during a claim. Worth it for bikes under 5 years old, especially if you ride daily.
The percentage of claims an insurer actually settles in a year. A high premium means little if CSR is low — always weigh both together.
Run the calculator with your bike's exact details for a precise quote.
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